College Funds (529 plan)
If you are a parent or plan on being a parent, starting a college fund for your children has probably crossed your mind at least once. The most popular college fund is a 529 plan. They can differ slightly when created depending on the stipulations you want to place and depending on the state you […]
Putting Your Kid Through College Without Breaking the Bank
Parents want to do whatever they can to help their children succeed in life. One way parents can help their children start out on the right foot is paying or helping their children pay for college or some sort of secondary education (trade schools). This, however, can be a very daunting task. College is not […]
So, You Think You’re Ready for Retirement?
After all the hard work you’ve put into the work force, you think you’re finally ready to retire and relax. There’s a lot of other things you should consider besides reaching the age of 65 before you officially stop working. Before you slide into the life of retirement, stop and think. Do you have all […]
401K’s Explained
I considered the title “401K’s for Dummies,” but that didn’t seem fair. There is a lot of information about 401K’s that is not widely known. And that does not make you dumb. The first thing I think of when I hear 401K is Pheobee from the sitcom Friends calling it a 4-O-Onek. Always makes me […]
How to Hustle Your Way Through College
Off to college soon? Worried about expenses? If you’re not afraid of a little work, you can hustle your way through college with little to no debt. Whether you have scholarships or financial aid- or neither- an education is still possible. Read on to see if you’re ready! Understand Your Budget Before you even get […]
Paying for College
Are you thinking about a college degree, but worried about paying back loans for college? Before you’ve even started attending college? It can be daunting to consider how much debt Americans go into for their degrees. U.S. News & World Report found the average bachelor’s degree graduate takes 21 years to pay off their loans. […]
Retirement Questions Answered
Have you considered your life after retirement? We often imagine a life of leisure, traveling the world or visiting family- or even just staying at home focusing on hobbies. These are all great goals and sound relaxing, but there is a financial reality to be aware of for the retired years. Whatever you choose to […]
Is My 401K Working for Me?
Accepting a job can come with a lot more than just a paycheck. If you are new to the workforce, it can be a lot to understand. After the payment, they will tell you about the benefits. Medical benefits are essential and can make us overlook the 401K options. We all need to be paying […]
Who Created Retirement?
Retirement is a concept that did not exist before 1881. Those that lived before had nothing to look forward too. Once the people of that time hit the working-age, they started working. Most would continue working until they physically could not or until they died. All those years ago, this was the norm. They knew […]
4 Common Resume Mistakes That Are Holding You Back
You’re sending out multiple job applications every day and still not getting any leads-what’s going on here? The problem is likely your resume. But before you despair, don’t worry! One of these simple fixes can help you score more interviews and land a new job. Mistake 1: You’re not conveying the value of your role […]