Do you have a Roth IRA?
If you’ve heard the term Roth IRA floating around recently, it’s not just you. More people are electing to introduce a Roth IRA into their financial future and for good reason. As an adult, getting your finances in order is confusing. The complicated names, trying to understand what is taxed and what’s not, and all […]
Developing Passive Income Streams
It has been said that the average millionaire has at least seven forms of passive income. This means they are receiving a payout from multiple sources without having to put it significant time or effort. Here are a few ideas to help you develop passive income streams of your own. Sell Digital Files Digital files […]
5 Reasons to Keep Receipts
Do you need a receipt? When we swipe our credit card, we’re often asked if we need a copy of our receipt. Many decline a receipt or leave the copy at the restaurant but wait! The receipt may be useful and worth keeping. Although we live in a digital world where we can track the […]
4 Reasons It’s Still Important to Carry Cash
It’s easier than ever before to spend money. In a world of credit cards, PayPal, and peer-to-peer transfer apps like Venmo, there doesn’t seem to be as much use for cash. It’s not uncommon for Americans to not carry cash, some don’t even carry credit cards since they’re able to pay with a simple scan […]
Finding an Investment Groups
There are many people who want to start investing money, but have no idea where to begin. Putting money in a 401k or Roth IRA is a great place to start. However, if you’re looking for a more personal, hands-on place to put your money, an investment group is a great place to start. What […]
Save Now, Enjoy Later
Talking about retirement can be one of the less exciting topics in life, but it is something essential. It’s so hard to accept less money in our paychecks and watch a chunk of it go off to a mysterious place. Retirement starts now, no matter what stage of life you are in, and there are […]
Putting Your Kids Through College
College can be a place where your child will learn valuable lessons and hone their skills for the future, but the price tag is now higher than ever. This puts more financial pressure on parents to give their kids the best foot forward starting with a good college education. Having a game plan and an […]
Why Contribute to a 401K?
Investing in a company sponsored 401k program is a financially responsible decision you should be considering. Here are some of the benefits investing can provide to help you prepare for your future. Automatically Saving If you choose to opt in to your work’s 401k program, you can have the money automatically taken out of your […]
How to Find Lesser Known Scholarships
The word scholarship can be overwhelming for someone who is trying to earn as much money for their education as possible. School expenses are skyrocketing and being forever shackled by student loans is a terrifying thought. Finding scholarships that are less competitive is an excellent way to make the most out of your time. Here […]
Ways to Bring Down the Bill for College
Higher education more often than not comes with a high cost. For those who know where to look, it’s absolutely possible to find ways to bring down that bill and make seeking a higher education more affordable. Below are avenues where students and their parents can find ways to offset costs. Start Saving Early This […]