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Pros and Cons of Personal Loans

loans

Are you conflicted about applying for a personal loan? Borrowing money can drum up complicated feelings, especially when you don’t want to dig yourself into a deeper financial hole. There are times, though, when applying for a personal loan is reasonable. It’s important to note that personal loans should be used for things you really […]

5 Habits of Savers

saving

We all know someone who has a good handle on their finances with a modest income. Their way of life was learned and can be taught. You, too, can live a lifestyle of saving! Read on for easy habits savers share on how they became financially responsible.   Live Below Your Means Research has shown […]

Apps for Saving Money

apps

When’s the last time you left home without some smart devices? They’re on our wrists, in our pockets, connected to our cars – they are so accessible, we use them to manage our lives. There are countless apps created to help us with finances. We’ve gathered up some of the top apps that help save […]

Bad Reasons for Personal Loans

loans

There are good reasons for taking out a personal loan and there are bad reasons to take out a personal loan. These reasons do little to improve your financial situation. When you take out a personal loan, it is imperative to not dig yourself into deeper debt. Debt can enhance feelings of depression, cause relationship […]

Good Reasons for Personal Loans

loans

There are times in your life when you need an extra hand financially. But, there are times when you don’t need to dig yourself into deeper debt. When do you decide your needs are crucial enough to apply for a personal loan? Let’s look at what differentiates personal loans from other loans, and the good […]

Great Personal Loans for Borrowers with Good Credit

loan

The purpose of some loans are easy to understand, such as student loans and mortgage loans; mortgage loans help you with purchasing a home, and student loans help you pay for school. Personal loans, on the other hand, are a bit different. Personal loans can be helpful for personal matters, such as home improvements and […]

Highly Rated Rewards Credit Cards to Consider

rewards

Rewards credit cards is a great way to be incentivized for spending money. Even though these programs seem enticing, always keep in mind that credit card companies only worry about their bottom line. Because of this, the type of rewards you consider is crucial to your decision making. Incentives for purchasing can persuade you to […]

Hosting A Party on a Budget

party

You’ve got a fun party planned and you’ve created a budget and prioritized what you’re providing. There’s still plenty of small things that can add up as your party gets closer. There are some things worth spending money on. And for those things, you don’t have to spend a week’s paycheck to make the memories […]

Bargain Hunting Survival Guide

bargain

Everyone loves getting a great deal, but sometimes those come after extensive searching and painstaking efforts.  Especially when bargain hunting for clothes in stores, the jungle is even more vast and the chance of bringing home a prized treasure dwindles.  Put some fun back into hunting and enjoy the thrill of the chase with these […]

Date Night Money Saving Ideas

datenight

Going out for date night can be fun but going out all the time adds up in cost pretty quickly.  If you are trying to save money for your future or your first home, you want to spread your money as far as it can go.  Try some of these fun alternative date night ideas […]

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