Are there any Disney lovers out there? Disneyland is the happiest place on earth, and it can be even better with some of the perks and savings from using a Disney Credit Card. Shopping for credit cards is a task everyone must go through at some point. There are so many options and they all have something slightly different to offer, we all need to find that card that fits our personal needs. One popular option for those that love Disneyland and everything Disney has to offer are the Disney Credit Cards from Chase Bank.
Fees
One of the first things to always check when you are looking at getting a new Credit Card are the fees and the sign-up bonus. There are two different Disney Credit Cards that Chase Bank offers, the Disney Premier Credit Card and the Disney Credit Card. The Disney Premier Credit Card has an annual fee of $49 dollars, but there is a sign-up bonus of $250 after you spend $500. While the Disney Credit Card has no annual fee and offer a sign-up bonus of $100 after your first purchase. Depending on how much and often you are going to use your credit card can help you decide if the annual fee is worth the extra rewards and perks you will be getting, or if the card with no annual fee will fit your needs better.
Rewards
Unique to the Disney Credit Cards is that while you are spending you can be earning Disney Reward Dollars that you can use when you are on your family vacation enjoying Disneyland. With the Disney Premier Credit Card, you can earn a little more. When shopping at grocery stores, gas stations, restaurants and Disney locations you can earn 2% in Disney Reward Dollars. Any other purchases with the Disney Premier Credit Cards you will earn 1% in Disney Reward Dollars. If you get the Disney Credit Card all purchases will earn you 1% in Disney Reward Dollars. All the Reward Dollars that you earn can be redeemed to make purchases at the Disney Parks and Resorts, Disney Movies, Disney Stores and the Disney Cruise Line. The Reward Dollars earned with the Disney Premier Credit Card can be even used to purchase airline travel!
Perks
Being a Disney Credit Card holder can bring you some great perks while visiting the Disney Parks and Stores. If you have visited one of the Disney Parks you know that things can add up quickly while spending time enjoying yourself, you can save 10% on purchases made shopping at the Disney stores or while eating at the Disney Parks. The Disney stores hold special card member events that you will be able to be a part of an enjoy. While visiting the Disney Parks and Resorts, card holders can get exclusive photo opportunities with some of the characters. This can be such an important part of visiting, children and even adults, can’t wait to get a picture with their favorite character. If I can get around some of the lines we encounter at Disneyland this would be one of my favorite perks!